When you start to have a family, one parent often stays home.
If that parent is no longer working, they can start to let their partner look after the finances.
Georgina Dent is a finance journalist who is passionate about empowering women.
As women are still overwhelmingly the stay-at-home carer for children, she says mums are more at risk of being financially vulnerable.
Georgina explains how women can become more independent, even when they are not earning an income.