Having children can be an expensive business.
There’s the initial outlay when they’re babies, but the costs continue to grow as they do.
School, sports, music lessons, clothes. The list can seem endless.
Effie Zahos is the editor of Money magazine and author of From Converse to Louboutins, A real girl’s guide to money.
She explains how we can all be smarter with the way we spend money on kids, and a few tips on how to save along the way.