A couple of years ago my husband and I were asked a question that brought tears to our eyes, and along with them, a sobering realisation. Our close friends asked if we would be the legal guardians of their children should anything happen to them. We were both honoured, and taken aback – as it was something we’d never considered for our own children. We had no idea where to start, and many Australians are in the same boat.
It may not be the most pleasant of topics, but the question of our own mortality becomes all the more real when we have children. If it weren’t for our beautiful friends adding us to their will as the guardians of their children, should anything happen to them, my husband and I might not have had one of our most important parenting discussions.
While you may automatically assume your children would end up with someone of significance in their lives, that may not always be the case. By appointing a guardian for your children in your will, there is something concrete in place in case something happens to you.
A guardian is an adult who will be responsible for the care of your children if both parents die before the children reach adulthood, or some other circumstance results in there being no parent who can fulfil the parenting role for the children. The choice of guardian made in your will is taken into consideration if the situation should ever end up in court.
It may all sound incredibly confronting and complicated, but sorting out your will should be a top priority once you’ve become a parent. If you have simple circumstances then you can use a State Trustees Legal Will Kit, and you’ll find it’s really straightforward. It’s been created by State Trustees, which has had 75 years of experience in will writing and estate planning. It’s a convenient and affordable legal will which you can download online. If you feel your situation is a little more complicated, you can also contact a State Trustees will writer to help you out.
It’s a big decision, but a really important topic of discussion between parents. Nobody likes to think of their children being without them, but it’s comforting to know that if something did happen, they’d be with people you believe will raise them with the values, religious beliefs and educational expectations that are important to your family. If you have any questions or would like to find out more, head to State Trustees.
(This is a sponsored post for State Trustees)